College is called Da Xue in Chinese. †Education Essay

College is called Da Xue in Chinese. – Education Essay Free Online Research Papers College is called Da Xue in Chinese. Education Essay Da means big or great. I believe that college is a place of greats, such as great masters or minds, great ideas or principles, great traditions or histories. Without considering these kind of Das, some people take the view that just some big money or big buildings can make up a great college. How crazy! And Xue means study or follow. In a real college, we do our study by follow the other great brains. First of all, Xue is personal –– when a free man study, however ignorant he is, he is of his own. If someone is forced to learn, he may be the slave of knowledges, for he never have the chance to experience the wonderful feeling of independent thinking by which a free man develops his personality naturally. Nowadays many people hate study partly because our schools are always the best-killers of passions and pleasures of learning process. Sometimes I cannot help but thinking that our schools are barely the right places where you can buy a diplomat with your vitality, your green time, your childlike simplicity†¦ Do you want to make the deal? Secondly, Xue is to follow –– If you found a wise man who, to a degree, can help you to develop your own way of studying and prevent you from wasting up your time and energy due to going so far away in the wrong direction, I would say congratulations to you. The word college has its Latin root –– collegium, which means society. In another word, college is a academic society. The word academy is from Greek , which is the name of a public garden where Plato and his students lived and studied together for some years and is also regarded as the first college in the world. Therefore, in my opinion, college is a place or society where provide golden opportunities for us to argue with and learn from each other. Nobody have the right to declare that it is only he that hold the truth in his palm. The essence of college is freedom. No freedom, No college. From my point of view, There is no great college in China now. A great college or university must be a regional or worldwide academic center, which can influence the world. As a member of the new generation of China, I feel ashamed of it. With our hard work, maybe in the foreseen future there will be a great college in China that will make as many contributions to human race as those famous ones in the foreign countries. Research Papers on College is called Da Xue in Chinese. - Education EssayHip-Hop is ArtPersonal Experience with Teen PregnancyStandardized TestingDefinition of Export QuotasCapital PunishmentInfluences of Socio-Economic Status of Married MalesEffects of Television Violence on ChildrenWhere Wild and West MeetThe Effects of Illegal Immigration19 Century Society: A Deeply Divided Era

How to become a veterinary receptionist

How to become a veterinary receptionist Healthcare careers are a hot ticket these days- but that’s not just human healthcare. The veterinary industry is also growing, with job openings in clinics and facilities that take care of our furry (and aquatic/scaly/feathered) friends. If you find yourself more drawn to animal patients than human patients, then becoming a veterinary receptionist could be a good option for your administrative career.What does a veterinary receptionist do?A veterinary receptionist’s job is pretty similar to most receptionist jobs. These administrative professionals may be responsible for being the face of the veterinary office, handling the daily traffic in and out of the practice.A veterinary receptionist’s day-to-day responsibilities may include:Answering phone callsScheduling appointmentsGreeting patients (and their humans)Arranging for follow-up careTaking patient informationUpdating and filing patient chartsAssisting with pet supply purchasesProcessing payments and insurance informationMaintaining the waiting roomVeterinary receptionists often work standard full-time hours, though nights and weekends may be required for emergency vets or animal hospitals that provide round-the-clock care.What skills do veterinary receptionists need?Veterinary receptionists need to have a combination of administrative skills and clinical knowledge, since they’re working in a medical environment.Skill with animals:Â  This is a must, given the nature of the daily work of a veterinary receptionist. You don’t have to love all creatures great and small, but it helps- and being afraid of patients who come through the door can lead to more stress and unhappiness than you would want out of your job.Skill with people:Â  Yes, animals are the patients, but they almost always come with humans in tow- humans who may be nervous wrecks about their animal family members’ health concerns. Being friendly and customer service-oriented is a very helpful skill for vet erinary receptionists to have, even when the focus is on the animals.Knowledge of medical/veterinary terminology:Â  A veterinary receptionist should be well-versed in the medical terms and general knowledge that is specific to the vet’s office. The receptionist is often taking down preliminary information about a patient’s condition and recording it in a chart, so there needs to be a strong base of knowledge about pet care and animal medical needs.Organizational skills:Â  Depending on the size of the veterinary practice, the receptionist may be the only front-line defense for the entire office. That means being able to organize all incoming information (like phone calls, messages, appointments, arriving patients, etc.) in a way that helps the practice run smoothly.Tech-savviness:Â  Like any modern medical practice, a vet’s office increasingly relies on digital technology to make appointments, store patient information, and handle incoming calls. The veterinar y receptionist should be able to tackle things like email, digital record management, and digital or multi-line phone systems in order to do the job efficiently.What do you need to become a veterinary receptionist?A high school degree is typically sufficient for this job, although some veterinary receptionists also have some schooling or degrees in an administrative or animal-related field. Direct experience working with animals is a major asset if you’re looking for a job in this field.How much do veterinary receptionists make?According to the U.S. Bureau of Labor Statistics, receptionists in general make a median annual salary of $27,920, or $13.42 per hour.What’s the outlook for veterinary receptionists?Receptionist jobs in general are expected to grow about 9% by 2026 (about average), per the U.S. Bureau of Labor Statistics. However, healthcare-specific careers, including veterinary roles, are expected to grow at a much faster rate, so this specialty is expected to grow faster than average as well.One of the best things about a job in the healthcare industry is that you can find a niche for your interests and experience. And if you’ve always liked animals a little more than humans (it’s okay to admit that here!), becoming a veterinary receptionist could be a great way to parlay your administrative skills into a job where you get to greet and pet dogs and cats every day.

Finance Essay Example | Topics and Well Written Essays - 2250 words

Finance - Essay Example Overview The term liquidity refers to the ability of the firm to cover its debt obligations through its liquid assets, without incurring a large loss. For example, if a firm wants to repay its outstanding commercial paper obligation of one month, then it might issue new commercial papers instead of selling its assets (The Economist 2001). Thus, liquidity risk involves the inability of the firm to meet its current and its future collateral needs and cash flows, without affecting the overall financial operations of the firm (FRBSF 2010, 1). The financial firms are generally sensitive regarding funding the liquidity risks, as transforming debt maturity such as purchasing assets with the short-term deposits, funding the long-term loans or debt obligations, are the major business areas. As a response to the liquidity risk, the financial firms generally maintain and establish a system for liquidity management. This system helps in assessing the prospective requirements of funds and also en sures that the funds are accessible during the appropriate time. Before moving on to discuss the solutions firms prepare to meet out the liquidity risks, we will discuss the types of liquidity risk that prevails (Nikolaou 2009, 10-11). Figure 1 Source: (Fiedler 2002). There are two types of liquidity risks that would be discussed in this study, namely: a) Market Liquidity Risk, and b) Funding Liquidity Risk. The Market Liquidity Risk means that the assets cannot be sold in the market due to constraints in liquidity in the market. It can be due to widening of the offer spread, expansion of holding period, or making unambiguous liquidity reserves. The Funding Liability Risk means having risk when the liabilities cannot be met, when they are due, can be met when the price is uneconomic, or is systematic. There are different situations or causes due to when liquidity risk can be assessed. The situation when not a single buyer is available in the market to trade for an asset or assets, l eads to liquidity risks. Liquidity risk can be denoted as a financial risk which occurs due to uncertain liquidity. Liquidity risks might arise when the credit ratings of the firm falls, or when it experiences a sudden outflow of cash (Drehmann, and Nikolaou 2009, 4-5). The recent disintegration of several huge financial institutions reveals the critical nature of the liquidity risks and also depicts the critical role that it plays for the regulators, globally. The Bank of International Settlements (BIS) was among the first to adopt the comprehensive regime of testing liquidity risk and protecting the institutional stakeholders. The Financial Service Authorities (FSA) has also issued policy statement PS09/16, for strengthening the liquidity standards. Liquidity risk can be regarded as both eccentric as well as systematic. It plays a crucial role for the banking entities and the other industries too. Liquidity risks may vary between assets, liability and time. It includes the institu tional stakeholders like the creditors, debtors, owners, etc (Oracle Financial Services 2009, 2-4). Risk Measurement The recent fluctuations in the financial market included the payment system and several banking processes which are directly related to short-term forecasting. The control system should be such so that it can measure the liquidity risks and the performance with relation to the models utilized for market and credit risks.

Focus on the furure Essay Example | Topics and Well Written Essays - 500 words

Focus on the furure - Essay Example In having the skills used by the military, a lot of people may be subjected to mishandledment by the police (Scafer, 2007). Ever since 9/11, a lot of situations that policing have become seen doing involved using techniques from the military when dealing with internal operations. The police force has become forced to start adopting means used by the military in the past years in order to sharpen the way in which they handle people. With the increase in terrorism levels in the country, the police force had to learn some means of handling situations like those used by the military (Scafer, 2007). What is the relationship between police education and training, why is it seen as a critical matter for the future of policing, and what support becomes raised by Buerger for college-educated police officers to meet the needs of the future? Police education becomes defined as a process of acquiring or imparting particular or general police-related knowledge which leads to obtaining a given academic degree. Police training can be defined as acquiring or imparting skills or knowledge necessary for police work and does not lead to any issuance of degree, but can have some form of certificate (Smith, 2007). Both prove to improve the quality of policing. An educated, and a well trained police handle situations presented to him or her in a more orderly way as he or she understands the rights of the person arrested (Wright,

The World That We Live in Essay Example for Free

The World That We Live in Essay Not long ago the law of the jungle prevailed â€Å"kill or be killed†. Barbarism was at its heinous best. Darwin’s theory of â€Å"survival of the fittest† was apt for those times. The smaller animals were at the mercy of the bigger ones and the latter were at the mercy of the biggest and so on. Evolution continued and finally we are today at a position of being called the ultramodern man who has lots and lots of knowledge and education, robots and gadgets to assist him. He has every comfort that one can think of ! He can traverse the longest of distances in minutes, view matches and ceremonies being conducted thousands of kilometres away in his bedroom and so on because the list seems endless. But I have a serious concern†¦.i sometimes wonder whether we are still in the same precarious situation as our ancestors were? Is there any similarity between those times and the era that we live in? And my answer would unfortunately be â€Å"yes†. I have come to the conclusion after long hours of brainstorming and analysis. There is ample proof of this in our daily newspapers and television’s breaking news! How else do you justify the acts of crime and violence in the name of sex, caste, religion, panchs, fatwas, state, country, political parties etc. Hooliganism in any form for any cause should not be tolerated but it is being given wings to fly in our present day society. Everyday we have some slogans by our leaders (religious and political) which vent venom at somebody else and we are misguided. Everyday a son kills his parents or a girl is tortured for dowry. Everyday we find a minister being charged of fund misappropriation worth many crores. Everyday there are stories of gang war and shootouts for â€Å"supari†. We are living in a very dangerous era where this ugly problem is gathering tremendous momentum as it is sliding downhill and is threatening to wipe out the very progress made by man since existence. Hence I am very scared as a child. My fear is will man destroy himself? Will this world come to an end because of man’s inner insecurity and his own undoing? What is the need to develop nuclear warfare? What is the need to spread religious hatred and communal disharmony? Can’t we live in peace and harmony with a sense of eternal brotherhood? I pray god almighty to make every human sane enough to understand the motto of life and to lead it peacefully with love for others. Life is precious. We have made enough progress and we are making too. So let us not destroy ourselves,  rather live together and make this world a better place to live in.

A Poverty Stricken Paradise - Original Writing :: Papers

A Poverty Stricken Paradise - Original Writing On arrival in a small village called Wamba in Northern Kenya, the first thought that struck me as I stepped out of the Land Rover was the intensity of the midday sun blazing down upon me. As I took in the sights around me, a huge crowd of inquisitive children appeared from their huts and flocked towards the vehicle. So many happy faces in such a deprived village. This image will stay in my mind forever. To experience what life was really like in this small, but highly populated village, I stayed in a basic hotel among the villagers. The hotel was not a five star, luxury hotel, but was simply a bed and an integrated shower and squat toilet. For the villagers this would have been luxurious, as they lived in mud huts using whatever discarded plastic materials they could find to act as a roof. For me, this was like taking a trip back to the Stone Age. Everything was so basic. The most extraordinary view was one child's favourite toy. This was not some computer game, but an old car tyre. The poverty that these people were enduring was overwhelming, yet they were so happy with what little they had. The smiles on their faces were there constantly, even though they may not have eaten for many days due to the continuing drought that was affecting the area. When I asked one woman how she coped with not eating for so long, she replied, "When I feel hungry, I tighten my belt." This was horrific to hear, but for her it was a way of life. Because of the ongoing drought, water was becoming very scarce. To such an extent that their beloved cows and goats, which were their sign of wealth, were starting to die, leaving their owners with no food and no milk to drink. This leaves the people frail, but they are still both physically and mentally strong. The best example that showed this was one small boy, around twelve years old, carrying a

Romeo and Juliet vs Wesi Side Story

Rooney 1 Samuel Rooney Danielle Cornum English 9 30 January 2012 Similarities and Differences of Romeo and Juliet and West Side Story No one goes through all of life without the knowledge of these two timeless classics: West Side Story and Romeo and Juliet. These films are each a great literary work that defines the true meaning of life, sorrows and love. We all have knowledge of Shakespeare’s original Romeo and Juliet. In 1957 Leonard Bernstein created a Broadway Musical with a plot similar to Romeo and Juliet.As well as this film, Baz Luhrmann created a film in 1996 using the exact play write from the original Romeo and Juliet set in modern times. Luhrmann entitled his film simple, Romeo and Juliet. These two timeless tales can be compared in many ways, such as: the differences and similarities Romeo and tony, the differences and similarities of each of the fighting scenes, and the differences and similarities of the wedding scene. Rome and Tony are two of the most complex c haracters in all of literature. They can be compared and contrasted in many ways.The two different characters each have their very own attitude, this sets them apart but also brings the similarities out. â€Å"Ay me! Sad hours seem long. Was that my father that went hence so fast? (Lit Book) when you first come upon Romeo he is sad and lovesick. On the contrary when you first come upon Tiny he is very upbeat and joking Rooney 2 with his friends; two very different attitudes. The actions of these two are also very good examples of comparing and contrasting the similarities and differences between Romeo and Juliet and West Side Story. What shall this speech be spoken for our excuse? Or shall we go on without apology? † (Lit Book) Romeo is very reluctant to go to the party, he is nervous and scared. On the contrary, Tony is happy and excited to go the party, he welcomes the challenge to meet new women. Last but not least both Rome and Tony are hopeless Romantics, and there is no cure for such a disease as romanticism. â€Å"It is I my lady. Oh, it is my love! Oh, that she knew she were! (Lit Book) they both have a very potent form of love. They cannot get over Juliet in Romeo’s case and Maria in Tony’s case.Hopeless Romanticism is the most common similarity that Tony and Romeo have. Many more similarities and differences can be found, these are the main points that have been brought to attention for this particular essay. Many think that these two fighting scenes are straight forward and not complex, but on the contrary there are many similarities and differences. In Romeo and Juliet the fighting scene is somewhat of a duel, and not a full on combat such as in West Side Story. â€Å"Romeo, the love I bear for thee can afford. No better term than this: thou art a villain. † In Romeo and Juliet Tybalt challenges

Celta Assignment- Lesson from the Classroom

We are almost half way through the CELTA course and it is admirable that all of us have had such a tremendous growth curve. Personally, I know I have become much more confident about standing in front of a classroom full of students and talking about different aspects of English language. I discovered the very first day that it was important to establish a good rapport with the students and be comfortable talking with them.I learned it was also important to engage students in conversation rather than assume the role of a traditional teacher. When Guy commented on September 13, after my first lesson, that I established a good rapport with the students and marked my performance on â€Å"building/maintaining a good rapport† above the standard, I felt more comfortable from the second lesson onwards. I think I also did well in class management from the beginning. I made sure I kept all students involved in the ongoing activity.In the third week, Guy as well as my peers commented th at I dealt well with the student arriving late, and also another student asking a question which I did not know the answer to but confidant enough to use my ipad to search for the correct answer and gave it to her. I think my class management skills have only improved since then. Also on October 4, my forth lesson, Gui wrote: â€Å"well done† in the additional notes on my ability to focus accurately and clearly on specific lexis and grammar (meaning, form, phonology) and to include effective use of the white board or other visual support.Guy also commented on my first lesson TP feedback that I did a good job explaining some difficult lexis i. e. effortless, lean meat†¦ I think I have developed adequate skills to teach lexis. (300) I haven't done a very good job at providing productive practice to students because I don't time my lessons too well. During my first and third lesson, students didn't have enough time for speaking or even practicing the grammar thought at the end of the lesson.In my TP feedback on September 13, Guy suggested that I should give students a â€Å"restrict time limit† to avoid wasting so much time on every task. Gui also commented in my TP feedback from my third lesson, on September 27, that although I was able to contextualize well but not economically and consequently not enough time for even a controlled practice. However, I feel the area I really need to develop and work on in future is my lesson planning. Since the beginning of the course, I have never felt comfortable with my lesson plans and it has not improved yet.The lack of detailed information is still there, even in my latest lesson plan. I’ve been advised by both Guy and Gui to include more information in my plans about analyzing the language used in each lesson and identifying potential problems and how to respond to them. Another area that I am very self-conscious of is my own oral and written language. I am not an English native speaker and I co nstantly think that I may use inaccurate language when I am speaking in the class.As Guy has drawn my attention to this point in my stage one progress record on September 22, I need to provide accurate and appropriate models of both oral and written language in the classroom. (270) I must add that I have gained a lot by observing both experienced and CELTA trainee teachers. I think I have gained most by observing my CELTA colleagues. I have learnt from their mistakes and picked up many good techniques from them. Observing Guy in the first week of the class was a big bonus. He was so much at ease in class, so much at home.He made the students feel comfortable and involved his Intermediate English students in the process of teaching and learning. His lesson thought me it is very important to have an interesting lead in and connect it smoothly into the main aim of the lesson. It was also great to observe Hayley because it showed how exciting a grammar practice can be to students. Hayle y prepared a police-thief game for the students to investigate a crime using present perfect tense. I found it a very effective method of practicing the language for students and at the same time they enjoyed speaking English.I learned about collocation when I observed John’s and Martina’s lesson on lexis. John allowed the students to speak about different types of relationships and elicited the words that go side by side together such as: ‘married to’ or ‘mother-in-law’. Martina also did the same with eliciting the focus lexis which were comparative and superlative adjectives. Observing James made me realize the effect of proper use of voice when he used his firm voice to say: ‘liar’ while instructing a complicated game. (250) Total word count: 820

Project Appraisal to Working Capital Essay Example

Project Appraisal to Working Capital Essay Example Project Appraisal to Working Capital Essay Project Appraisal to Working Capital Essay GOI came out with a new textile policy that outlines the direction of policy reforms to be followed in near term. The steps outlined in the policy are geared mainly towards removing the bias in policy towards the small scale sectors and promoting modernization. Technical Feasibility Location and site The site chosen for the cotton spinning unit is in Gujarat which has many advantages such as ? Project located in well developed industrial area where land availability and conversion of land and getting necessary approval is easy. ?Low labor cost ?Easy availability of skilled and semi skilled labor ?Favorable industrial environment ?One of the new textile hub in India ?Peaceful labor environment ?All infrastructural facilities such as roads, natural gas for power plant and effluent discharge facility with water. Technology and Manufacturing process The company has initiated the process of setting up world class integrated textile plant in order to make it one of the leading textile companies in the country. The adoption of new and latest technology will transform their manufacturing process into an efficient mode. NC textiles proposes to set up a spinning unit with a capacity of 52224 spindles, fully automated with almost non touch manufacturing process, automation would also reduce the number of workmen resulting in non dependence on workmen. The report explains the entire manufacturing process in detail and how the production would be carried out. Availability of raw materials Cotton: The main raw material for the plant is cotton which is easily available in Indian markets at reasonable prices. Fuel: Company has made provisions to establish captive power plants of matching requirements. The supply line of gas is already available. Power: The power demand for the spinning unit has been estimated to be about 4 MW. The power requirements will be met by installing a 4 MW gas based captive power plant by the company itself. Firefighting: Appropriate equipment and gadgets such as carbon dioxide and dry powder extinguishers are considered. Plant lighting: The entire plant area, work shed will be provisioned with adequate luminous lighting as per laid down industry standards. Further, all internal transport routes and general working areas are provided with adequate lighting. Pollution control measures The provision of water treatment plant and effluent treatment plant of matching capacities has been made to recover and recycle the water and minimize the water requirement. Financials Project cost and Means of Finance The total cost of the project is estimated to be 211 crores which will be financed through DER of 2. 2. The company proposes to bring in additional capital from its existing operations amounting to 60 crores which becomes the part of promoter’s contribution. The table below gives the project cost and means of finance: ParticularsCotton spinning unit at Gujarat (Rs lacs) Location XYZ Capacity 52224 spindles Cost of project Land 500 Building 2050 Plant and machinery13978 Misc. fixed assets2207 Total 18 735 Preliminary expenses375 Interest during construction1281 Contingency expenses335 Margin money for working capital380 Total 2410 Grand total21100 Means of finance Internal sources6000 Term loan15100 Grand total21100 From the above table, it can be concluded that the cost of the project has been estimated to be around 21100 lacs which the company is planning to finance through debt of Rs 15100 lacs and equity of Rs 6000 lacs. The DER for the project comes to around 2. 52. Overall comments on plant and machinery The cost of entire plant and machinery is estimated at 13978 lacs inclusive of freight, insurance, and taxes including custom duty. The suppliers for most of the equipments have already been finalized after suitable negotiations. The comparative analysis related to the cost of plant and equipment has found to be comparable with other projects of similar capacity. Finally, the proposed plant, machinery and equipments are suitable for the envisaged production capacity and incorporate the well established and proven technology. Breakeven analysis As per the estimates, the company is to achieve breakeven point at the sales of Rs 7137 lacs at the capacity utilization of 90% in the year 2014. This is illustrated in the following table (Rs in lacs) Capacity 90 % (2014)Variable (%)Fixed (%)Variable costsFixed costs Sales (A)10499 Expenses Raw materials3929100%3929 Power and fuel713100%713 Wages 35080%20%28070 Factory overheads24280%20%19349 Adm. Expenses20880%20%16642 Interest 1794100%1794 Depreciation 1592100%1592 Total 88275281 (B)3547 Contribution (A- B)5218 Breakeven (sales)7137 Break even (capacity)67. 98% DSCR calculation DSCR helps to understand the debt servicing capability of the company. Generally, higher the ratio, greater is the ability of the company to pay its debt. The project of cotton spinning unit will start its commercial operations in 2013 and start generating revenue. The profit that will be generated will first be used to pay off its debts in the form of installments and interest. This ratio forms a crucial part from banker’s point of view as it helps the bank to know the financial status of the company in near future. The profits generated in future are calculated based on certain assumptions which are the used to calculate DSCR (Rs in Lacs). Year ending 31 march20132014 EBITDA46955058 PAT549947 Depreciation18291829 Deferred tax liability189182 Interest19071657 Total44744616 Interest19071657 Installment18881888 Total37943544 DSCR1. 181. 30 ISCR2. 52. 79 The above table shows two ratios DSCR (debt service coverage ratio) which seems to be reasonable and it can be said that the company will be able to service its debt without any difficulty. ISCR (interest service coverage ratio) tells the ability of the company to pay the interest on debt on time. The above values of this ratio seem to be satisfactory without causing any problem to the com pany. Normally, the above ratios are calculated for the entire period of debt (period for which the debt service is availed) and the average of these ratios is considered for bank’s purpose. Management The project is being promoted by one of the largest companies in the country, NC textiles. The promoters have long experience of setting up of new textile projects, running and operating plants with complete range of textile fabrics, backed by well qualified team of professional and management personnel. The management has a good track record of execution of projects of similar costs and has serviced its debts timely. The vast experience of the management personnel is the major strength of the company which makes it eligible for sanctioning of loan. The company has planned expansion with the best technology and machinery from suppliers of good reputation to become competitive in international market. The company is also known for maintaining good industrial relations and has a very good reputation in the domestic market. Economic The project has also been considered useful for the society as a whole. The project would be creating a large number of employment opportunities for the locals thus providing self sufficiency and financial support to the workers. This distribution of income would ultimately lead to increase in saving and the standard of living for the people. Finally, the project aims to develop textiles of world class quality that will be able to give stiff competition to international brands and thus leading to the growth of Indian economy. The above section explains the appraisal system followed at PNB. This appraisal is carried out by the technical cell of the bank and it is based on this report that the viability of the project is determined. The techno-economic viability of the project is of major concern for the bank and forms an important step in decision making. The appraisal system at PNB is very crucial for sanctioning of financing facility and with the help of it, the bank gets to know in depth detail of the company and the project being undertaken. CREDIT RISK RATING What is Credit Risk? The risk that the borrower might fail to meet the obligations towards the bank in accordance with the agreed terms and conditions is called credit risk. It measures the inability or unwillingness of the borrower to pay its debt. Identification of credit risk forms the crucial part of risk management and is very important for the bank. It helps the bank in determining the potential defaulters and abstain the bank from providing financing facility to such borrowers or in case they provide, than provide them at a higher r

How to Be a Better Student and Still Have Fun

How to Be a Better Student and Still Have Fun If you ask random college students from across the country why they’re in school, most will either say, â€Å"I’m just trying to have fun!† or, â€Å"I just want to graduate on time and get out of here.† A rewarding college experience doesn’t have to mean sacrificing going beast mode. With a little planning you make college everything it can be! In this article we’re going to go through the process step by step. 1. Build Your Student Asset List College has a lot to offer, especially when the campus is located within a decent-sized city. Faced with so much potential many students simply forego everything and settle for a couple memorable parties and a few good summers. Not cool. The first thing you need to build is an asset list. What are you capable of doing? Can you travel and study abroad? Can you volunteer? What skills do you have to offer the many school organizations and clubs? What sports would you be good at? Are you down to learn an instrument or sing in the choir? You get the idea. If you’re working, then make this list just about the free time that you do have. Make the most of it. If you lack time for having rest, we can help you do your homework. Take some time to sit down, see what the school has to offer and what you’re open to. This is going to naturally begin to narrow things down a bit. You’ll begin crossing things off the list, for example trying out for the college football or chess teams, and leaving others open for debate. 2. Choose Your Triad Now, you’re going to pick one activity for three categories: sports, clubs and hobbies. As you’ll see, it’s all about people. The more of them you’re exposed to and able to network with, the more fun college can be without sacrificing your GPA. 1. A Sport: This could be anything really. You don’t have to go straight for something like baseball or basketball. Consider tennis, rugby or flag football. Anything team related and physical is going to work wonders. Plus, you’ll stay in shape. In the beginning just try to fill at least half of each year with a sport. Chances are by your senior year you’ll be in a sport the entire time. 2. A Club: Again, you have your pick. The asset list should have narrowed things down, but make sure you consider expanding your skills. Maybe something on the more political side? Or, perhaps the culinary club? Don’t automatically choose something within your major. Go outside your comfort bubble. 3. A Hobby: Music, painting, photography, etc. Expand your boundaries. Try strange and new things that you’re technically capable of and interested in. So throughout the year regardless of how cool or uncool you may be you’re competing in a sport, taking part in a club and pursuing a hobby along with your studies. Your schedule alone will make it nearly impossible not to have a good time. You’ll be too busy to complain. 3. Weave Activities into Class Scheduling Weave these into your class schedule as you progress through your major. Each quarter needs to have the triad in them. You have to work at it and be strategic with your available time. You have to get yourself on a proper sleeping schedule (this keeps you out of trouble). You’ve got to strike a balance where you’re always active and involved but have enough time to eat, study and ace exams as well. 4. Make â€Å"Yes† Your College Mantra Chances are you’re going to be getting invited to tons of parties because of your triad of activities. Never say no. Always say yes. No matter what you have to make an appearance and BRING A GIFT. If there’s studying and sleeping to be done, then stay twenty minutes and then bail. People will appreciate that you showed and the gift will make up for the loss of your presence. When people ask you for favors, if you can do them then do them. Become the proverbial â€Å"yes man† and see where life takes you. 5. Be Good to Professors This isn’t about brown nosing anybody or looking for breaks. It’s about showing respect and being willing to go above and beyond for professors to ensure that college has less bumps in the road. Do what you can to reach out to them and form a professional teacher/student relationship beyond class. This quasi-guide didn’t mention dating because dating is too tricky and unpredictable. The right special someone can make really make college an incredible journey. While the wrong person turn it into a nightmare. But, that’s a topic for another time. Remember, to really make college fun you have to get out there and get involved. Build an asset list, choose your activity triad and weave them into your day to day experience. What do you think, did we nail it? Tell us in the comments!

Social Intelligence Assignment Example | Topics and Well Written Essays - 1000 words - 1

Social Intelligence - Assignment Example In my case, I would consider my dressing sense as one of the attributing factors to my professional presence. I would always wear formal clothes to work with sober yet pleasant color combinations. The reason I am motivated to dress professionally is to send across an implicit message to my colleagues and clients that I am serious and dedicated to my work. This has a reflective effect, in that their communication toward me also becomes more professional. I have also attuned my workplace behavior to enhance my professional presence. Replying to emails and telephone calls at the earliest possible time is a habit I have tried hard to inculcate. I also pay a lot of attention to detail so that my competence is reflected in my work. By working to enhance my professional presence, I am set to achieve both personal and team goals. While the image I create of myself has ramifications for my career prospects and growth, they also help improve the image of the organization at large. Hence there is a symbiotic benefit to be exploited thus. 2. Albrecht discusses the importance of authenticity in Social Intelligence. Summarize the key points that he makes in our text concerning authenticity. In your opinion, why do you believe that authenticity is important to SI and in particular, with leadership? Albrecht explains ‘authenticity’ as the opposite of being phony. The implication being that an employee will have to be honest with himself and his behavior should reflect the personal value system he has adopted. Authenticity is a particularly important quality for a business leader, for those working under him look up to him as a role model. A leader will also function as a wise counselor to those employees who are in need of guidance. In such scenarios, the role of a business leader turns into one of a mentor.

Questions answering 2053 Essay Example | Topics and Well Written Essays - 500 words

Questions answering 2053 - Essay Example The firm is incorporated in one country and opens foreign subsidiaries in the countries (Cullen and Parboteeah, 2013). The existing literature identifies that globalization can take two different forms namely forced globalization and participative globalization (McCann and Acs, 2011). MNCs enter the globalization through the avenue of participative globalization. The opening of companies in foreign land has received huge boost during the past three decades and this is entirely because of globalization. It has been estimated that multinational companies comprise two-third of the global trade (McCann and Acs, 2011). Reduced cost of production, expansion of market for products and earning higher profits are driving forces to expand business. The cost of labour is considerably lower in the developing countries compared to the developed countries and this motivates firms to relocate production. When domestic markets become saturated it becomes imperative to capture other consumers and foreign expansion is a lucrative option for companies (Dunning, 2012). Difference in cultures is perhaps the most formidable challenge that has to be faced by companies in their quest for expansion. Management of interpersonal relationships in the MNCs require integrating the national culture of the managers and employees (Sweeney and McFarlin, 2014). Additionally MNCs requires modifying their products and services according to the niche taste of the masses depending on the country. For instance, when New York Fresh Deli opened franchises in Dubai, vinegar had to be removed from the salad dressings as it was considered as spirit in Dubai (Guffey and Loewy, 2010). According to Hofstede (2011) culture can be treated as mental software that affects the way in which a person thinks or behaves. Effective management of human resource is important for the MNC’s as people are often exposed to